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Ibotta: This cashback app supports 273 stores such as Walgreens, Kroger, and Walmart. Find offers before you shop and redeem your offers by taking a picture of your receipt. It’s that easy!
BeFrugal: BeFrugal offers cashback for purchases at over 5,000 stores! Enjoy the best deals and snag coupons to use at over 50,000 stores such as Amazon and Macy’s.
Ebates: Shop with Ebates at your favorite stores and get cashback on your purchases. Get paid by check or PayPal!
Swagbucks: Earn free gift cards and cash using this popular rewards program by shopping at your favorite retailers, doing surveys, watching videos, surfing the web, and more!
Restaurants.com: Save money at thousands of participating restaurants by using gift certificates that are a fraction of the original cost. For example, with $10 you can purchase a $25 certificate! To use your certificate, simply print it out or present it on your mobile phone. Check it out here.
SoFi: Whether you’re looking to refinance your student loans, or you’re finally purchasing that new home, SoFi offers loans with higher balances and lower interest rates. They actually look beyond your credit score and income, using other factors such as education.
Credit Sesame: Knowing your credit score is important as it shows potential lenders your worthiness. Credit Sesame is a FREE way to track your credit score and analyze your debt. In addition to tracking your credit score, enjoy identity protection and tips for improving your score also free of charge!
Personal Capital: Personal Capital is a wealth management company and online financial advisor managing over $5.5 billion in assets. When you sign up you have access to your complete financial picture for free! Manage all accounts in one place (even when you bank with multiple financial institutions) and stay on track for retirement using their free tools.
Digit: Designed for those with bad spending habits, Digit finds money that it can set aside for you. Simply connect your checking account, and Digit will analyze your income and spending. You’ll receive daily alerts of your account balance, and you can access your money at any time. With a no overdraft policy, Digit will never take out more than you can afford.
$5 Meal Plan: Food alone can make or break your budget. With the $5 meal plan, you will receive a weekly meal plan delivered straight to your mailbox. This allow you to save money while enjoying a variety of meals. Try it free for 14 days!
ThredUp: ThredUp is the largest online consignment and thrift store. You can purchase high-quality secondhand clothing at a major discount, while also selling your own clothing. Simply order a FREE clean out kit, fill it with unwanted clothing, and let ThredUp put cash back into your pocket.
0% Intro APR Credit Cards
Using a credit card with a 0% intro APR is a great way to knock out your debt fast. Since there is no interest involved, your full payment goes towards your account balance. Read Pay Off Your Debt Faster with a Credit Card
Discover: This card has no annual fee and a 0% Intro APR for 14 months on purchases and balance transfers before switching to 11.99% to 23.99%. You can earn 5% cashback on rotating quarterly categories, and 1% cashback on all other purchases.
Use my link and get a $50 Cashback Bonus or 5,000 Miles when you make your first purchase within three months!
Chase Slate: This card has no annual fee and a 0% Intro APR for 15 months on purchases and balance transfers. After the introductory period, the APR changes to 15.99%, 21.74% or 24.74%. You will earn 1.5% cash back on every purchase.
Balance transfer fee: $0 Intro balance transfer fee within the first 60 days, then 5% of the amount transferred.
American Express Blue Cash Everyday: I’m currently using this card to pay off the remainder of my balance. It has a 0% Intro APR on purchases and balance transfers for 12 months before switching to 13.99%-24.99%. You can earn 3% cashback at supermarkets, 2% cashback at U.S. gas stations & select U.S. department stores, and 1% cashback on all other purchases.
Balance transfer fee: $5 or 3% of the amount of each transfer